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Terms and Conditions

Terms of Use

Welcome to web and mobile services that are operated by Millionaire Corner on behalf of Spectrem Group (Spectrem).  The following Terms of Use (“Terms”) govern your access to and use of the Services.  These terms are a legal contract between you and Spectrem, and by using the Services, you agree to be bound by this contract, so you should read these Terms carefully before using the Services.

 

1.        Changes to These Terms

We reserve the right to change these Terms or to modify any features of the Services at any time.  The current version of the Terms will always be posted on millionairecorner.com.  By registering for the Services or continuing to use the Services after the posting of such changes, you agree to be bound by the changes. 

 

2.        Privacy Policy

Please review our Privacy Policy, which also governs your use of the Services, to understand our practices regarding the information we collect about you through the services.  The privacy policy is located at http://www.millionairecorner.com.  By using the Services, you indicate that you understand and consent to the collection, use and disclosure of your information in accordance with the Privacy Policy. 

 

3.        Registration and Security

You may be asked to register in order to perform certain activities when you use the Services.  You agree to provide accurate, current and complete information about yourself as requested or directed on the Services and to promptly update this information to maintain its accuracy.  Spectrem has the right to suspend or terminate your registration and to refuse any and all current of future use of the Services if it suspects that such information is inaccurate or incomplete.  You are responsible for maintaining the confidentiality of any password and username you are given or select in connection with the Services, and you are fully responsible for all activities that occur under your password or account. You agree to immediately notify Spectrem if you become aware of any unauthorized use of your password or username or any other breach of security.  

 

4.        Use of the Services

You are required to comply with all applicable laws (including intellectual property laws) in connection with your access to and use of the Services, and any other limitations as may be described in any notice from Spectrem.  As a condition of your access and use of the Services, you agree that you will not use the Services for any purpose that is unlawful or inconsistent with these Terms and any other applicable notice. 

 

Except for content you have posted on the Services, or unless expressly permitted, you may not copy, reproduce, distribute, publish, enter into a database, display, perform, modify, create derivative works, transmit, or in any way exploit any part of the Services, except that you may download, for your own personal use, one machine readable copy and/or one print copy that is limited to occasional articles of personal interest only.  Without limiting the generality of the foregoing, you may not distribute any part of the Services over any network, including a local area network, nor sell or offer it for sale.  In addition, you may not use the Services or any content on the Services to construct any kind of database.  If you are interested in obtaining a license to use the Services or Millionaire Corners’ content, please submit your request to info@Millionairecorner.com

 

5.       Third-Party Content and Links to Third-Party Websites

Some webpages on the Services may contain third-party owned content and links to other websites.  Spectrem has no control over such content and websites, and does not endorse and is not responsible or liable for the content, advertising, products, privacy practices or other materials on or available from the third parties that provide such content and websites. 

 

6.       User Submissions

The Services may offer features that allow users to post content and communicate with others.  This content may include text, images, photographs, audio, video, or material in any other form (collectively, “User Submissions”).  By submitting any User Submission on, to, or through the Services, you understand and agree that:

 

A.      You will not post content that:

1.       Infringes on the rights (including copyright, trademark, patent and other intellectual property rights and rights of privacy and publicity) of any third party;

2.       Is false, misleading, libelous, defamatory, obscene, abusive, hateful, or sexually-explicit;

3.       Degrades others on the basis of gender, race, class, ethnicity, national origin, religion, sexual preference, disability or other classification;

4.       Contains epithets or other language or material intended to intimidate or to incite violence; or

5.       Violates any applicable local, state, national, or international law.

 

B.      You must obtain all necessary permission from any individuals identified in or implicated by your submissions (including those shown in photographic content), and, in the case of minors, also from their parents or legal guardians, as appropriate. 

 

C.      Spectrem is not responsible for any content posted by third parties and has no obligation to monitor the content posted.  Nevertheless, Spectrem  may monitor or review any User Submission as it chooses and reserves the right to remove, reject, or revise content that it deems inappropriate or otherwise objectionable for any reason whatever without consent. 

 

D.      Except with our prior written consent, you may make User Submissions only for non-commercial purposes.  You may not solicit funds, promote commercial entities or otherwise engage in commercial activity in the content you post. 

 

E.       You use and/or rely on any information provided by other users at your own risk.  Spectrem is not in any manner endorsing the content of the content that users post and cannot and will not vouch for its reliability.

 

F.       You are giving Spectrem the worldwide, irrevocable, perpetual, royalty-free, non-exclusive, and fully sublicenseable right and license to display, distribute, reproduce, transmit, publish, perform, translate, edit, adapt, remove, modify, create derivative works from, and otherwise use such User Submissions in whole or in part, including in combination with your name, likeness, or other material, in its sole discretion, including by not limited to on the Services, in any affiliated publications, and in any form, media, or technology now known or later developed, including for promotional and marketing purposes. 

 

7.     Intellectual Property

 

A.      The Services (including, but not limited to, text, photographs, graphics, video and audio content) are protected by the copyright laws of the United States and other countries.  Except as provided elsewhere in these Terms, all components of the Services (including individual articles, content, and other elements comprising the Services) are also copyrighted works.  You must abide by all copyright notices or restrictions contained in the Services. 

 

B.       Trademark.  All rights in the product names, company names, trade names, logos, product packaging, and designs of Spectrem, Spectrem affiliates, or third-party products or services, whether or not appearing in large print or with the trademark symbol, belong exclusively to Spectrem or their respective owners, and are protected from reproduction, imitation, dilution, or confusing or misleading uses under national and international trademark and copyright laws.  The use of misuse of these trademarks or any materials containing the trademarks, except as permitted herein, is expressly prohibited, and nothing states or implied on the Services confers on you any license or right under any patent or trademark of Spectrem, its affiliates, or any third party. 

 

C.      Use of Authorized Interface.  The Services have been specially designed for presentation of content in a unique format and appearance to our users.  We are concerned about the integrity of our Services when they are viewed in a setting created by a third party that includes advertising or other materials that we have not authorized to be displayed with our Services.  Without limiting the provisions of this section, neither you nor any third party shall make use of the contents of the Services in any manner that constitutes an infringement of our rights, including copyright, or that has not been authorized by us. 

 

D.      Copyright Infringement Claims.  Just as Spectrem requires users to respect our copyrights, and those of our affiliates and partners, we respect the copyrights of others.  When we become aware of allegations of copyright infringement in material distributed on the Services, we will investigate the allegation and take appropriate action.  This can include, in the case of individuals who repeatedly infringe the copyrights of others, termination of access privileges.  If you believe in good faith that your copyrighted work has been reproduced on the Services without authorization in a way that constitutes copyright infringement, you may email us at info@millionairecorner.com

 

8.     Subscription Services

 

A.      Subscription Services.  Certain Services may be available only through creation of a subscription account and payment of a fee (“Subscription Services”).  Through such Subscription Services accounts, you will have access to the Subscription Services for a fixed term, which will renew automatically unless otherwise disclosed to you when you pay for the Subscription Services. 

B.      Access Restrictions.  You are not authorized to access any subscription Services unless you have opened a subscription account and paid the appropriate fee, have received access credentials (e.g., a username and password) from us, and are using those access credentials.  You may not assist anyone else in accessing Subscription Services on an unauthorized basis, including by sharing your access credentials or providing any content or other materials that you obtained through Subscription Services to third parties.  You are responsible for maintaining the confidentiality of your access credentials and for all usage or activity on your Subscription Services accounts, including the use of Subscription Services by any third party authorized by you to use your access credentials.  Such responsibility expressly includes any purchases made or other charges incurred on your credit card in connection with your use (or an authorized third party’s use) of the Subscription Services.  In the event of any fraudulent, abusive or otherwise illegal activity on your Subscription Services accounts, we may, in our sole discretion, terminate those accounts and refer you to the appropriate law enforcement agencies.  You may be responsible for damages from any such fraudulent, abusive, or otherwise illegal activity.   

 

C.      Age and Billing Authorization.  By subscribing to a Subscription Service, you confirm that you are at least 18 years of age, that all information you submit is true and correct (including all credit card information), and that you are the authorized holder of the credit card. 

 

D.      Fees.  You agree to pay all subscription fees and other charges to your Subscription Services accounts, including any applicable taxes.  Spectrem and/or the particular service provider reserves the right to change the amount of, or the basis for determining, any subscription fees or other charges for the Subscription Services and to institute new subscription fees or other charges effective upon prior notice to you. 

 

E.       Mobile Access.  Some Subscription Services are accessible only using a particular kind of device, such as an Apple iPad or an Amazon Kindle.  You should investigate Subscription Services before you pay for access to them to ensure that they will work with your device because we will not refund any fees you paid if the Subscription Services to which you subscribe are not compatible.  Also, certain Subscription Services may not be available for use in every jurisdiction, and we will not refund any fees you paid if the Subscription Services to which you subscribe are not available.  For information on compatibility and availability, please visit the applicable provider’s website or contact us at info@millionairecorner.com.

 

F.       Suspension or Termination.  We may suspend or terminate your access to Subscription Services at any time without notice to you.  If we do so, you will not be responsible for fees associated with the Subscription Services after the termination becomes effective, but you will not have any other remedies against us, and we will not issue any refunds.  If you have breached or violated any obligation under these Terms, you will not be entitled to any remedy. 

 

G.     Cancellation.  To cancel your subscription to Subscription Services, you must follow the procedures described on the applicable provider’s website.  If we do not list cancellation procedures for a particular Subscription Service, you must contact us at info@millionairecorner.com.  We do not refund or prorate Subscription Services, or any other purchases made through the Services, for any reason.  Requests to terminate subscriptions will be effective once the billing period in which we received the cancellation concludes. 

 

 

9.   Indemnification

You agree to indemnify and hold harmless Spectrem, its affiliates, and their directors, officers, managers, employees, shareholders, agents and licensors, from and against all claims, demands, disputes, losses, expenses, damages and costs, including reasonable attorneys’ fees, arising out of or in relation to these Terms or your use of the Services.  Spectrem reserves the right to assume the exclusive defense of any claim for which we are entitled to indemnification under this Section.  In such event, you shall provide us with such cooperation as is reasonably requested by us. 

 

The advisor profiles provided herein are for informational purposes only. Spectrem Group's Millionaire Corner takes no responsibility for the accuracy of the information provided in the profiles included herein.  The information provided is not meant to be an endorsement or recommendation by Spectrem Group's Millionaire Corner. Additionally nothing herein is meant to be considered as investment advice of any kind.

 

10.   Disclaimers

The Services are available “as is”.  Spectrem does not warrant that the Services will be uninterrupted or error-free.  There may be delays, omissions, interruptions, and inaccuracies in the news, information, or other materials available through the Services.  We do not make any warranties, express or implied, including without limitation, those of non-infringement, merchantability, and fitness for a particular purpose, with respect to the Services or any information or good that are available or advertised or sold through the Services.  We do not provide or authorize the provision of medical, legal, or other professional advice through the Services, and so we disclaim any responsibility for the accuracy or reliability of medical, legal, or other professional information that is contained within the Services; rather than relying on this information, you should seek advice from a qualified professional.  We do not make any representations regarding, nor do we endorse the accuracy, completeness, timeliness, or reliability of any advice, opinion, statement, or other material or database displayed, uploaded , or distributed in the Services or available through links in the Services.  We reserve the right to correct any errors or omissions in the Services.  Although we intend to take reasonable steps to prevent the introduction of viruses, worms, “Trojan horses,” or other destructive materials to the services, we do not guarantee or warrant that the Services or materials that may be downloaded from the Services do not contain such destructive features.  We are not liable for any damages or harm attributable to such features.  If you rely on the Services or any materials available through the Services, you do so solely at your own risk.

 

11.    Limitation of Liability

Spectrem, its affiliates, and their directors, officers, managers, employees, shareholders, agents, and licensors are not liable for incidental, indirect, consequential, special, punitive, or exemplary damages of any kind, including lost revenues or profits, loss of business, or loss of data, in any way related to the Services or for any claim, loss, or injury based on errors, omissions, interruptions, or other inaccuracies in the Services (including without limitation as a result of breach of any warranty or other term provided in these Terms).  Any claim against us shall be limited to the amount you paid, if any, for use of the Services. 

 

12.   Miscellaneous

These Terms, including any materials linked from the Terms, are the entire agreement between you and Spectrem concerning your use of the Services.  These Terms supersede any prior agreements (whether oral, written, or electronic) concerning your use of the Services, including agreements with Spectrem’s affiliates or predecessors-in-interest.

 

The failure of Spectrem to enforce any provision(s) of these Terms or respond to a reach by any party shall in no way waive Spectrem’s right to subsequently enforce any of these Terms or respond to any breaches. 

 

These Terms shall be governed by the laws of the United States and the State of Illinois, without reference to its choice of law rules, as if entered into by parties located in Illinois and performed fully therein.  You agree that any claim or dispute against Spectrem arising out of or relating to these Terms or the use of the Services must be brought within one year after such claim or dispute first accrues.  You further agree that any such claim or dispute must be brought in a court located in Lake County, Illinois unless agreed upon by all parties, and you agree to submit to the exclusive personal jurisdiction and venue of such courts.

 

If any portion of these Terms is found to be invalid or unenforceable, that potion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intention of the parties, and the remaining portions shall remain in full force and effect. 

 

Nothing contained in these Terms is in derogation of Spectrem’s right to comply with governmental, court, and law enforcement requests or requirements relating to your use of the Services or information provided to or gathered by Spectrem with respect to such use.

 

Spectrem shall have the right to assign, transfer, and sublicense these Terms, and its rights and obligations hereunder, to one or more other persons or entities.  These Terms may be terminated by any of the parties for any reason at any time.  Sections Four (4) and Six (6) through Thirteen (13) of these Terms shall survive such termination. 

 

13.   Questions

If you have any questions about these Terms of Use, please contact us at info@Millionairecorner.com.

 

BY CONTINUING TO USE THE SERVICE, YOU AGREE TO ABIDE BY THESE TERMS OF USE. 

 

Official Rules for Heather's Couture Corner Necklace Giveaway

 

NO PURCHASE IS NECESSARY TO ENTER OR WIN. No purchase or payment of any money is necessary to enter.

 

HOW TO ENTER

The Heather’s Couture Corner Necklace Giveaway is sponsored by Millionaire Corner (“Sponsor”). To enter the Promotion, submit an entry by filling out the registration form your first name, last name, and email address.

Use of any automated system to participate is prohibited and will result in disqualification. In the event of a dispute as to any entrant, the authorized account holder of the email address associated with the email entry will be deemed to be the entrant. The “authorized account holder” is the natural person assigned an email address by an Internet access provider, online service provider or other organization responsible for assigning email addresses for the domain associated with the submitted address. Each potential winner may be required to show proof of being the authorized account holder. Employees of Sponsor, Sponsor’s affiliates, subsidiaries, advertising and promotion agencies, and their immediate family members and/or those living in the same household of each are not eligible to enter the Promotion. 

Sponsor and its agencies are not responsible for lost, late, incomplete, delayed, garbled, illegible or misdirected entries, or for any error, human, technical or otherwise, which occurs or may occur in the processing of entries. Incomplete entries will be disqualified. Entries that do not include all the required information and adhere to these Official Rules will be void.

 

ELIGIBILITY

 

The Promotion is only open to legal residents of the United States, or the District of Columbia. The Promotion is void in all other jurisdictions as well as where prohibited or restricted by law, or where registration or bonding is required. All entrants must be 18 years of age or older. Participation constitutes entrant’s full and unconditional agreement to and acceptance of these Official Rules, which shall be final and binding in all matters relating to the Promotion.

 

PROMOTION PERIOD

 

This Promotion ends at 12:00 pm Pacific Time on November 15, 2013 (the “Promotion Period”).  Sponsor’s computer is the official time-keeping device for the promotion.


PRIZES
The prize is the actual necklace show in the picture associated with the contest. The approximate retail value (“ARV”) of the prize is less than $300. No substitution, assignment or transfer of any prize is permitted, except by Sponsor, who has the right to substitute a prize with another of comparable or greater value. No returns or exchanges of prizes permitted except at Sponsor’s sole discretion.


DRAWING. The winner will receive an email message or Facebook posting letting them know that he or she has won a prize. The odds of winning depend upon the number of entries received. The winner determination process will take place at Sponsor’s offices (see below) or another venue of Sponsor’s sole choosing.

 

Sponsor or its agency will notify winners by email, within approximately ten (10) days following the drawing. Winner will have seven (7) days from the time of notification to respond, otherwise prize will be forfeited and Sponsor will NOT select an alternate winner. Sponsor and its agencies are not responsible for any delay or failure to receive notification for any reason, including inactive email account(s), technical difficulties associated therewith, or winner’s failure to adequately monitor any email account. Sponsor reserves the right to disqualify any winner should winner be in violation of these Official Rules as determined by Sponsor in its sole discretion.

 

OTHER CONDITIONS
Sponsor reserves the right to cancel or modify the drawing if fraud or any other factor impairs the integrity of the contest as determined by Sponsor, in its sole discretion. In the event of such cancellation, Sponsor reserves the right to award the prize in a manner determined by Sponsor in its sole discretion to be fair, appropriate and consistent with these Official Rules. Sponsor reserves the right to disqualify and prosecute to the fullest extent permitted by law any participant or winner who, in Sponsor’s reasonable suspicion, tampers with the Promotion web site, the entry process, intentionally violates these rules, or acts in an unsportsmanlike or disruptive manner.

 

 

DISCLAIMER, RELEASE AND LIMIT OF LIABILITY SPONSOR MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, REGARDING ANY PRIZE OR YOUR PARTICIPATION IN THE PROMOTION. BY ENTERING THE PROMOTION OR RECEIVING ANY PRIZE, EACH ENTRANT AGREES TO RELEASE AND HOLD HARMLESS SPONSOR, AND ITS SUBSIDIARIES, AFFILIATES, SUPPLIERS, DISTRIBUTORS, ADVERTISING/PROMOTION AGENCIES, AND PRIZE SUPPLIERS, AND EACH OF THEIR RESPECTIVE PARENT COMPANIES AND EACH SUCH COMPANY’S OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS (COLLECTIVELY, THE “RELEASED PARTIES”) FROM AND AGAINST ANY CLAIM OR CAUSE OF ACTION, INCLUDING, BUT NOT LIMITED TO, PERSONAL INJURY, DEATH, OR DAMAGE TO OR LOSS OF PROPERTY, ARISING OUT OF PARTICIPATION IN THE PROMOTION OR RECEIPT OR USE OR MISUSE OF ANY PRIZE. THE RELEASED PARTIES ARE NOT RESPONSIBLE FOR: (1) ANY INCORRECT OR INACCURATE INFORMATION, WHETHER CAUSED BY ENTRANTS, PRINTING ERRORS OR BY ANY OF THE EQUIPMENT OR PROGRAMMING ASSOCIATED WITH OR UTILIZED IN THE PROMOTION; (2) TECHNICAL FAILURES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO MALFUNCTIONS, INTERRUPTIONS, OR DISCONNECTIONS IN PHONE LINES OR NETWORK HARDWARE OR SOFTWARE; (3) UNAUTHORIZED HUMAN INTERVENTION IN ANY PART OF THE ENTRY PROCESS OR THE PROMOTION; (4) TECHNICAL OR HUMAN ERROR WHICH MAY OCCUR IN THE ADMINISTRATION OF THE PROMOTION OR THE PROCESSING OF ENTRIES; OR (5) ANY INJURY OR DAMAGE TO PERSONS OR PROPERTY WHICH MAY BE CAUSED, DIRECTLY OR INDIRECTLY, IN WHOLE OR IN PART, FROM ENTRANT’S PARTICIPATION IN THE PROMOTION OR RECEIPT OR USE OR MISUSE OF ANY PRIZE. Entrant agrees to release and hold the Released Parties, harmless from any and all consequences, liability, losses, damages (including without limitation, consequential, punitive, incidental, special or increased damages and those related to personal injury, death or damage to property) and costs and expenses, of any kind, under any legal theory, arising from or related to this Promotion, including but limited to entrant’s entry and participation in this Promotion, the acceptance and/or use (or misuse) of any prize, printing errors, any claims based upon rights of publicity and invasion of privacy. Sponsor and its agencies are not responsible for any fraud or misconduct on the part of the entrants. Should an entrant engage in fraud or misconduct of any nature, including but not limited to a violation of the Official Rules, that entrant is subject to immediate disqualification from the contest.

If for any reason an entrant's entry is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted, entrant’s sole remedy is another entry, if feasible; if not feasible (as determined by Sponsor in its sole discretion), entrant shall have no remedy or recourse against Sponsor or its agencies whatsoever. In the event that production, technical, programming or any other reasons cause more than stated number of prizes as set forth in these Official Rules to be available and/or claimed (i.e., more than (1) prize per week’s Sweeps), Sponsor reserves the right to award only the stated number of prizes (i.e., the prize for that week’s Sweeps) by a random drawing among all legitimate, un-awarded, eligible prize claims.

 

PRIVACY AND USE OF PROMOTION INFORMATION 

Sponsor collects personal information from you when you enter this promotion. All entrant information, including e-mail addresses, is subject to the Privacy Policy of the Sponsor, which may be found at www.millionairecorner.com. Sponsor reserves the right to use any information collected in accordance with its privacy policy. Such use includes but is not limited to Sponsor contacting you via email/postal mail/telephone regarding products and services that Sponsor believes may be of interest to you.

Except where prohibited, participation in the Promotion constitutes entrant’s consent to Sponsor’s use of entrant’s name, prize information (if applicable), likeness, voice, opinions, biographical information, hometown and state and all or a part of entrant’s entry for promotional purposes in any media without payment or consideration, and without notice to, or prior review or approval from, entrant. Within five days of receiving notice, Sponsor may also require potential winner to sign an affidavit of eligibility, liability release and a publicity release that, among other things, will allow Sponsor to use entrant’s name, photograph, likeness, voice, prize information, and biographical information for publicity and promotional purposes without further compensation, and without notice to, or prior review or approval from, entrant, where permitted by law.

 

LAW

Promotion terms and conditions and the rights and obligations of Sponsor and participants will be governed by, construed, and enforced in accordance with the laws of the State of Illinois, United States of America, without regard to any choice of law principles. All actions, proceedings or litigation relating hereto will be instituted and prosecuted solely within the State of Illinois, Lake County. Entrant hereby agrees and irrevocably consents to submit to the exclusive jurisdiction and venue of the courts of the State of Illinois and of the United States of America located in the State of Illinois, United States of America, for any and all claims arising from or related to this Agreement. Entrant agrees that all claims relating to this Promotion shall be resolved individually, without resort to any form of class action.

PROMOTION SPONSOR 
Sponsor is responsible for the collection, submission and processing of entries and the overall administration and execution of the Promotion. Entrants should look solely to Sponsor by using the info@millionairecorner.com address or contacting Spectrem Group at 840 S. Waukegan Rd., Suite 211, Lake Forest, IL.  Attn: Heather’s Couture Corner Necklace Giveaway, with any questions, comments or problems related to the Promotion, including Winner’s lists. 

 

DISCLAIMER
Entrant understands that information is being provided to Millionaire Corner. The information entrant provides will only be used in connection with the Heather’s Couture Corner Necklace Giveaway Promotion and subsequent promotional and marketing purposes. This use may include making participants’ first names and last initials, Facebook profile photos, and other information accessible to Facebook users outside the participants’ Facebook Friends, and could include using such information for promotional and marketing purposes.

Facebook is a registered trademark of Facebook, Inc. Millionaire Corner is a registered trademark of Spectrem Group.

Heather’s Couture Corner Necklace Giveaway Promotion and Official Rules may not be reproduced or reprinted in part or in their entirety without the express prior written permission of Millionaire Corner.