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Community Policy

While we won't delete comments just because they express a particular point of view, we do reserve the right to delete comments that, in our judgment:

• are abusive, off-topic and/or use excessive foul language;
• are solicitations and/or advertising;
• violate our Terms of Use Agreement and/or Privacy Policy;
• are derogatory based on race, religion, color, national origin, disability, sexual orientation
and/or otherwise similarly derogatory;
• are otherwise detrimental to the community.
Notwithstanding anything to the contrary herein, this policy is not intended, and may not be relied upon to, and does not, create any right enforceable by any party other than Millionaire Corner or require Millionaire Corner to take or refrain from taking any action (including but not
limited to removing comments).
Your License to Access Content on the Site
You are hereby granted a personal, nonexclusive, nontransferable, revocable, limited license to view, reproduce, print, cache and store, for personal use only, content retrieved from the Site via a generally available consumer web browser, provided that you do not (and do not allow any third party to) copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in Millionaire Corner Services or remove or obscure the copyright notice or other notices displayed on the content. You may not reproduce, print, cache, store or distribute content retrieved from the Site in any way, for any commercial use without the prior written permission of Spectrem Group or the copyright holder identified in the relevant copyright notice.
You agree not to modify Millionaire Corner Services in any manner or form, or to use modified versions of Millionaire Corner Services, including (without limitation) for the purpose of obtaining unauthorized access to Millionaire Corner Services or portions of Millionaire Corner Services. You agree not to access Millionaire Corner Services by any means other than through the interface that is provided by Spectrem Group for use in accessing Millionaire Corner Services.
Except as expressly provided in this Agreement, nothing contained in this Agreement or on the Site shall be construed as conferring any other license or right, expressly, by implication, by estoppel or otherwise, with respect to any of Spectrem Group's content or under any third
party's content. Any rights not expressly granted herein are reserved.
If you choose to forward content from the Site via email through our Services, you agree that you will only forward such content to willing recipients known to you and that you will not use Millionaire Corner Services for engaging in spam or other unauthorized conduct.
Except as otherwise provided herein, any and all comments, suggestions, ideas, graphics, videos, content, data and other information that you transmit to Spectrem Group through Millionaire Corner Services (each, a "Submission") shall remain your sole and exclusive property, and you
shall be solely responsible for your Submission and the consequences of posting or publishing it. By submitting your Submission, you hereby grant Spectrem Group and its successors and assigns a worldwide, perpetual, non-exclusive, irrevocable, royalty-free, sublicenseable (through multiple tiers) and transferable license (with a right to create derivative works) to use, copy, transmit or otherwise distribute, perform, publicly perform and display your Submission for any
legal purposes whatsoever now known or hereinafter becomes known. You also grant each user of Millionaire Corner Services and the Site a non-exclusive license to access your Submission through the Site and to use, copy, transmit or otherwise distribute, perform, publicly perform, create derivative works of, and display your Submission to the extent expressly authorized by Spectrem Group's on the Site and/or in this Agreement.
Any Submission will be deemed public information and not subject to any confidentiality obligation and Spectrem Group shall have no obligation to maintain its confidentiality except to the extent the Submission contains personal identifiable information, in which case, Spectrem Group's Privacy Policy shall govern Spectrem Group' use of such information.
By making a Submission, you waive the right to make any claim against Spectrem Group,  or any of its respective parents, subsidiaries, affiliates, successors, assigns, employees, agents, directors, officers or shareholders related to the Submission, including, but not limited to, unfair competition, invasion of privacy, negligence, breach of implied contract or breach of confidentiality, and you further waive all moral rights you may have in any materials uploaded or sent to us by you. You represent and warrant that your Submission: (a) shall be true, accurate, current, complete and not misleading, (b) shall not violate the rights of any third party, including, but not limited to, intellectual property and proprietary rights, (c) shall not be fraudulent or involve counterfeit or stolen information or items, (d) shall not violate any law, statute, ordinance or regulation, and (e) shall not create any liability for Spectrem Group or any of
its respective parents, subsidiaries, affiliates, successors, assigns, employees, agents, directors, officers and shareholders. You also agree to maintain and promptly update your Submission by means of Millionaire Corner Services in order to keep that information true, accurate, current and complete.
You further represent and warrant that (i) you own or have the necessary licenses, rights, consents and permissions to use and authorize Spectrem Group to use all patent, trademark, trade secret, copyright or other proprietary rights in and to your Submission to enable inclusion and use of the Submission in the manner contemplated by this Agreement; and (ii) you have any necessary written or implied consent, release, and/or permission of each and every identifiable individual person in the Submission to use the name, picture and likeness of each and every such identifiable individual person to enable inclusion and use of the Submission in the manner contemplated by this Agreement.
Participation Disclaimer
Spectrem Group does not and cannot review all Submissions posted to or created by users accessing Millionaire Corner Services, and is not in any manner responsible for the content of these communications or the activities of these users. You acknowledge that by providing you with the ability to view and distribute user-generated content through Millionaire Corner Services, Spectrem Group is merely acting as a passive conduit for the distribution of such information and is not undertaking any obligation or liability relating to the content or the users' activities.  Spectrem Group and its respective parents, subsidiaries, affiliates, successors, assigns, employees, agents, directors, officers and shareholders do not undertake or assume any duty to monitor the Site for inappropriate content. Spectrem Group and its respective parents, subsidiaries, affiliates, successors, assigns, employees, agents, directors, officers and shareholders assume no responsibility or liability which may arise from the content thereof, including, but not limited to, claims for defamation, libel, slander, infringement, invasion of privacy and publicity rights, obscenity, pornography, profanity, fraud, or misrepresentation. Notwithstanding the foregoing, Spectrem Group reserves the right to block or remove communications, postings or materials that it determines to be (a) abusive, defamatory, or
obscene, (b) fraudulent, deceptive, or misleading; (c) in violation of a copyright, trademark, patent, trade secret, intellectual property or other rights of another or (d) offensive or otherwise unacceptable to Spectrem Group in its sole discretion.
You agree not to use the Site to:
• Post any Submission that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically, or otherwise objectionable;
• Harm or threaten to harm users in any way;
• "Stalk" or otherwise harass any other person or entity;
• Impersonate any person or entity (including a Spectrem Group agent, enthusiast, or moderator), or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Post any unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation except in areas that are expressly designated by SPECTREM, INC. for such purpose;
• Disseminate or transmit any content that infringes or violates any party's copyright, trademark, trade secret, patent or other proprietary right, including, but not limited to, using third party copyrighted materials, without appropriate permission, using third party trademarks without appropriate permission or attribution, or using or distributing third party information (whether or not protected as a trade secret) in violation of a duty of confidentiality;
• Disseminate or transmit any worms, viruses or other harmful, disruptive or destructive files, code or programs;
• Violate any law (whether local, state, national, or international), whether or not intentionally;
• Forge headers or otherwise manipulate identifiers in order to disguise the origin of any Submission;
• Post any content that you do not have a right to under any law or under contractual or fiduciary relationship (which includes inside information, proprietary or confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
• Interfere with or disrupt Millionaire Corner Services, the Site, or servers or networks connected to the Site, or disobey any requirements, procedures, policies, or regulations of networks connected to the Site;
• Collect or store personal data about other users;
• Engage in any activities that would violate the personal privacy rights of others, including but not limited to, collecting and distributing information about Internet users without their permission, except as permitted by applicable law; or
• Post any material that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment.
Site with Registration
The Site may enable users to register to obtain certain of Millionaire Corner Services. Registration is initially available to anyone of requisite age and citizenship and is limited to one registration per user. By registering for these services, you agree to: (a) provide true, accurate, current and complete information about yourself as requested by the Spectrem Group registration form (the "Registration Information") and (b) maintain and update the Registration Information to keep it true, accurate, current and complete. In addition to other grounds for suspension or termination of your use of Millionaire Corner Services, if you provide any information that is untrue, inaccurate, not current or incomplete, or Spectrem Group as reasonable grounds to suspect that information you have provided is untrue, inaccurate, not current or incomplete, Spectrem Group has the right to suspend or terminate your access and
refuse you any and all use of the Site.
Passwords and Security
Access to certain of Millionaire Corner Services may require you to choose a user name (or nickname) and password. If you do so, you are responsible for maintaining the confidentiality of your password and account and for logging out of your account at the end of each session.
In selecting a user name, you agree that you will not (i) select or use a screen name of another person with the intent to impersonate that person; (ii) use a name subject to the rights of any person without their authorization; or (iii) use a screen name that is offensive to people of ordinary sensitivities, illegal, or infringing. You are fully responsible for all activities that occur under your password or account. You agree (a) to notify Spectrem Group immediately of any unauthorized use of your password or account or any other breach of security, and (b) to ensure that you exit from your account at the end of each session. Spectrem Group cannot and will not be liable for any loss or damage arising from your failure to comply with this section.
Links to Other Web Sites
A central part of Millionaire Corner Services includes links to other World Wide Web sites or resources. Because Spectrem Group has no control over such sites and resources, you acknowledge and agree that Spectrem Group is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that Spectrem Group shall not be responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource. Finally, you acknowledge that such external sites usually have their own terms and conditions, including privacy policies, over which Spectrem Group has no control and which will govern your rights and obligations with respect to the use of those Web sites.
Your Contact With Advertisers Or Third Party Vendors
Except as otherwise expressly agreed by Spectrem Group your dealings with advertisers and third party vendors found on or through Millionaire Corner Services, including your participation in promotions, the purchase of goods, and any terms, conditions, warranties or representations associated with such activities, are solely between the third party and you. Spectrem Group does not make any representations or warranties of any kind with respect to any content, goods, services, information, other materials or web sites that may be obtained from such third parties, and you agree that Spectrem Group will have no liability for any loss or damage of any kind incurred as a result of any activities you undertake in connection with the use of or reliance on such content, goods, services, information, other materials or web sites available, or through such third parties, on the Site. You acknowledge that such external sites usually have their own terms and conditions, including privacy policies, over which Spectrem Group has no control and which will govern your rights and obligations with respect to the use of those Web sites.
Compliance with Laws
You agree to comply with all applicable laws regarding your use of the Site, including, without limitation, all applicable laws (as well as associated licenses and approvals) regarding the transmission of technical data exported from the United States or the country in which you reside.
Modifications To Millionaire Corner Services
Spectrem Group reserves the right at any time and from time to time to modify, suspend, discontinue or terminate Millionaire Corner Services (or any part thereof) with or without notice for any reason. You agree that Spectrem Group will not be liable to you or to any third party for any modification, suspension, discontinuation or termination of Millionaire Corner Services.
Termination of Your Access to Millionaire Corner Services
You agree that  Spectrem Group in its sole discretion, may terminate your access to any of Millionaire Corner Services, and/or remove, discard or modify any Submission or content within Millionaire Corner Services, for any reason, including, without limitation, for lack of use or if Spectrem Group believes that you have violated or acted inconsistently with the letter or spirit of this Agreement. You agree that any termination of your access to Millionaire Corner Services may be effected without prior notice, and acknowledge and agree that Spectrem Group may immediately deactivate or delete your account and all related information and files in your account and/or bar any further access to such files or Millionaire Corner Services. If you use the Site in violation of this Agreement, Spectrem Group  may, in its sole discretion, retain all data collected from your use of the Site. Further, you agree that Spectrem Group shall not be liable to you or any third party for the discontinuation or termination of your access to Millionaire Corner Services, or collection of information notwithstanding in the case of your violation of this Agreement, even if advised of a claim for damages.