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Asset Preservation Advisors


State: GA

APA’s philosophy is to work closely with our clients to develop an in-depth understanding of their unique needs and objectives. We then customize a municipal bond portfolio that best meets their specific goals and needs. APA manages high quality municipal bond portfolios in four strategies: Short-Term, Intermediate-Term, High Income, and Taxable.

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October 1, 2014 Millionaire Fact of the Day



October 1, 2014 Fact of the Day: 25 Million Plus Investors Generally More Aggresive Investors




Did you know that households with $25 Million of net worth or more tend to have a more aggressive risk tolerance than the rest of us?

In fact, 36 percent (more than a third) of the $25 Million Plus households describe themselves as Moderate in their risk tolerance but ----percent indicate they are Aggressive or Very Aggressive.  That compares to 20 percent of the Mass Affluent who consider themselves as Aggressive or Very Aggressive.  49 percent of the Mass Affluent are moderate and 31 percent identify themselves as Conservative.  Only 11 percent of the $25 Million Plus describe themselves as conservative.

Should you be Aggressive in your risk tolerance?  That's a question that only you and your financial advisor can answer.  The wealthiest households have the ability to lose a greater portion of their assets and to still be OK.....unlike the rest of us.

That being said, you should still discuss this issue with your financial advisor.  In many cases, individuals tend to be a little more conservative than they need to be.  Ask your advisor the impact of making your portfolio slightly more need to know whether you are comfortable with possibly losing a greater portion of your nest egg.  Additionally, you should continually reassess your risk tolerance in relationship to your age, your job stability and other factors influencing your life.

Most wealthy investors want to grow their wealth rather than preserve it.  In many cases, they have the luxury of being able to take more risk.  They often have higher expectations regarding return than others....with 47 percent expecting a return of more than 9 percent.  In order to achieve this, they often have to invest more aggressively.

Decide your own level of risk tolerance and make sure you are informed of the risks of any potential investments.  Check out our Best Advisors to help you make these decisions.