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Asset Preservation Advisors


State: GA

APA’s philosophy is to work closely with our clients to develop an in-depth understanding of their unique needs and objectives. We then customize a municipal bond portfolio that best meets their specific goals and needs. APA manages high quality municipal bond portfolios in four strategies: Short-Term, Intermediate-Term, High Income, and Taxable.

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Blogging Millennials Explain It All For You

They're gonna make it after all

| BY Donald Liebenson

It is only fitting that Millennials, the most technologically precocious generation, would maximize use of the Internet and social media to connect with one another to share insights and advice about the unique challenges they face. Blogs created by members of Millennials (or Generation Y—those in their 20s and 30s) are a platform to tackle lifestyle. Not surprisingly, many focus on personal finance.

“Millennials are in a unique position,” observed Shannyn Allan, creator of Frugal Beautiful. “While being able to ride the front of the technological wave that is revolutionizing business and everyday living, we are also we are dealing with a different set of circumstances in terms of debt, career trajectory and marriage and we enter our mid-twenties with more debt than our parents did.”

A recent Generation Opportunity survey found that the economy has compelled Millennials to put major life events on hold. For example, 44 percent said they will delay buying a home, while 27 percent will be forced to let student loans or other debt slide. Nearly 30 percent will put off saving for retirement.

“The "Millennial mindset varies,” Allan told Millionaire Corner. “Some are using technology to be savvy about their money. They are using it to shop for deals, comparison shop for great rates on insurance, and start trading and investing to build capital. But debt is a real issue for this generation. Our group typically graduates with more than $20,000 in student loan debt, and with smartphones, iPads, credit cards and social media it seems easier than ever to be surrounded by advertising.  But there are plenty of Millennials who are innovating in this awful economy, creating their own jobs and earning significant incomes.”

Millennials, according to a Pew Research survey, are the first generation to fully incorporate tweeting, texting and social networking into their everyday lives. And blogs are increasingly providing them with a community platform. Here are a few notable sites:

Frugal Beautiful: ‘Fashionable Frugality. Fabulous Finance.” Allen created this alternative to “mommy blogs” to make personal finance accessible. Recent posts: “Pay Off Personal Loans Faster,” “Don’t Let Your Money Victimize You,” “Are You Sabotaging Your Financial Success? 7 Key Indicators.”

Grad Meets World: “The Real Adventure Starts After College.” Amanda Abella offers “practical resources, tips and guides” to 20-somethings whose “brains are flooded with information and are having a hard time sorting it all out.” Recent posts: “6 Lessons Learned from One Year of Blogging (Seriously),” “4 Tips for Working Toward Your Big Scary Goals,” “4 Ways the Internet Can Help You Save Money,” “

I Will Teach You to Be Rich: Bestselling author Ramit Sethi is a charismatic, brand-building rock star. His “community focused on personal finance and entrepreneurship for college students, recent college grads, and everyone else,” has been featured in The New York Times, The Wall Street Journal and on NPR and CNBC. Recent posts: “Avoid the Top 7 Career Mistakes,” and “Why’s it So Hard for us to Make the Right Long-Term Moves?”  

Life after College: “There’s no manual for the real world.”  Jenny Blake in her blog and book of the same name offers “tips, quotes, and coaching exercises to help you gain clarity, direction, and inspiration for every area of your life.” Recent posts: “A Day in the Life of My Paycheck,” “Credit Card Confessions,” “Create a Weekend Budget.”

Small Hands, Big Ideas: Grace Boyle’s blog is “a place to voice our trials and tribulations and a place to grow.” Recent posts: “Career Sans the Manual,” “Health Insurance is Confusing,” “What are You Willing to Pay For?”

About the Author

Donald Liebenson

Donald Liebenson writes news and features for Millionaire Corner. He has been published in the Chicago Tribune, The Chicago Sun-Times, The Los Angeles Times, Fiscal Times, Entertainment Weekly, Huffington Post, and other outlets. He has also served as a marketing writer for Chicago-based Questar Entertainment and distributor Baker & Taylor.  

A graduate of the University of Southern California, he is married with a college-age son. He also writes extensively about entertainment.