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Asset Preservation Advisors


State: GA

APA’s philosophy is to work closely with our clients to develop an in-depth understanding of their unique needs and objectives. We then customize a municipal bond portfolio that best meets their specific goals and needs. APA manages high quality municipal bond portfolios in four strategies: Short-Term, Intermediate-Term, High Income, and Taxable.

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Blog - The "Snow Day" Spoof

Another "Snow Day". Spoof or reality?

| BY Catherine McBreen

As my 13 year old danced across the kitchen last evening holding the phone, I knew the inevitable had happened again.  Once again, the school had declared a “Snow Day”.  Despite the fact that no snow had yet fallen, the weather reports were declaring the end of the world for the next day.

Mind you, I jumped out of bed, went to the health club and returned home this morning without noticing a flake of snow.  As I made my way to the office, a few flakes had started to fall.

I come from the generation that didn’t experience “snow days”.  I only remember getting one snow day in my whole school career.  When upcoming storms hit, sometimes they refer back to the Blizzard of ???.  (I think it was in the 1970s.)  That was it.  One day.  Additionally, I lived 7 miles from “town” and our roads were rarely plowed.  When I was in high school, I had to learn to drive in the snow.  There was an art to making it up the hills without sliding back down. Remember, we didn’t have four- wheel drive.  I thought the boys that lived in town and didn’t know how to drive the hills were prissy.

Today I live in the suburbs and all of the roads are promptly plowed.  Sometimes a road may have an inch or snow of snow on it before the plows return, but there is none of the excitement or expertise required as in my youth.  In fact, most of the people in suburbia are idiots when it comes to driving in the snow.  That is why they have to cancel school.  Prissy suburban drivers.

The other reason they have to cancel school is lack of desire.  Why do something even slightly hard?  Gee, kids may need to get up early.  Parents may need to get up early to make their kids get up early.  Everyone may get home a little later than usual.  Why work hard when you can stay home curled up in front of the big screen?  Hats and gloves are only for staying warm when you play, not for when you are waiting for the bus.

I apologize for my disdain for snow days.  I understand that many of you may be very supportive of this concept.  Many of you may have grown up in a warm climate and have no idea what I am talking about. 

Snow days, especially when they are unnecessary, are another drag on our economy.  What are working parents to do if their children have to stay home unexpectedly?  If they can get to work, why can’t kids get to school?  As a small business owner, I feel the impact and resent it.  Maybe the teacher unions negotiated with Mother Nature?

About the Author

Catherine McBreen

Catherine S. McBreen is President of Millionaire Corner.  McBreen plans and develops content for Millionaire Corner.  Catherine balances editorial content to meet the informational needs of both new and seasoned investors.  She designs special monthly surveys on topical issues affecting the economic environment.

McBreen has a B.S. in speech communications from Northwestern University and a J.D. from DePail University College of Law.  She is a member of the American Bar Association, the Illinois Bar Association, and the Chicago Bar Association.

Well-known for her expertise in the affluent and retirement arenas, McBreen is a frequent speaker at industry conferences.  She has been quoted widely by the financial media, including The Financial Times, The Wall Street Journal, Research, Private Asset Management, On Wall Street, Reuters, Bloomberg News, The Dow Jones Newswires and Worth.  Cathy has appeared as a guest on CNBC Closing Bell, First Business Morning News, Neal Cavuto at Fox Business News, ABC and CBS radio.

McBreen is co-author with Spectrem President George H. Walper, Jr. of the book "Get Rich, Stay Rich, Pass It On: The Wealth-Accumulation Secrets of America's Richest Families" (Portfolio, January 2008)

Catherine is the mother of four and is involved in many school and community events.