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Featured Advisor

Srbo Radisavljevic
Managing Principal/Investment Advisor

Edge Portfolio Management


State: IL

At Edge, a low client to advisor ratio allows for personal and customized service for each individual.  Our goal is to work as a team for each client to provide not only portfolio management but wealth coordination and financial planning.  We make every effort to have frequent communication with our clients and to provide timely response to calls and emails.  I also enjoy spending time with my wife and three kids, following Chicago sports, enjoying ethnic cooking, and serving as a school board member for Norridge School District 80.

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Asset Allocation of Key Importance to Investors Planning Retirement

Balancing risk tolerance and asset growth

Between the devastating economic downturn and heightened concerns, especially among younger investors, about the solvency of Social Security, planning is more essential than ever for those who want to live comfortably in retirement.  

As reported on, two-thirds of investors visit their retirement plan’s website at least once per month, an indication that they are taking a greater responsibility toward researching retirement planning and monitoring their retirement investments. As account balances increase, fund performance along with allocation concerns take on greater importance for investors.

The obvious goal of proper asset allocation is to provide investors with the mix of investments that yields the greatest long-term gains for a minimal amount of risk. This factor is among the most important to investors with investible assets of $500,000 and more in regards to their retirement planning, according to a new survey by the Spectrem Group. Just over 92 percent of  those surveyed say it is Very Important or Important to have this understanding of their portfolio. At just over 93 percent, having an understanding of how much is needed to retire comfortably was considered the most important to these investors with investible assets of $500,000 and more.

Having an understanding of asset allocations to achieve maximum gain with minimal risk was most important to male investors (50.6 percent) and investors with a net worth between $1 million and $5 million (not including primary residence). Of those surveyed, half of those who were retired also cited this factor as most important in terms of retirement planning.

But the need to balance risk tolerance with the need for asset growth is of key importance across wealth levels, gender and occupation.