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Asset Preservation Advisors


State: GA

APA’s philosophy is to work closely with our clients to develop an in-depth understanding of their unique needs and objectives. We then customize a municipal bond portfolio that best meets their specific goals and needs. APA manages high quality municipal bond portfolios in four strategies: Short-Term, Intermediate-Term, High Income, and Taxable.

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Retirement a Renewed Focus of Affluent Investment Plans

Affluent investors are increasingly focused on retirement as a primary focus impacting their investment plans.

| BY Donald Liebenson

Stock market conditions are the primary factor most affecting Affluent household investment plans, according to the highest percentage (26 percent) of investors surveyed by Spectrem’s Millionaire Corner.  Twenty-two percent cited “retirement issues” as having the biggest impact on their current investment plans, while 11 percent responded, “the economic environment” and 7 percent “household income.” A mere two percent mentioned “the political climate.”

Stock market conditions and retirement are of heightened concern among Millionaire respondents (27 percent and 26 percent, respectively).

This is one of several recurring questions surveyed by Spectrem Group on a tri-monthly basis. The question is open-ended, and so is an indication that in terms of investment plans, Affluent investors are more focused on the big picture; noting stock market volatility without parsing its causes. On July 17, for example, financial markets ended lower for the first time in a week following the downing of the Malaysia Airlines passenger plane carrying 295 people as well as the release of under-performing corporate earnings reports and a lackluster home construction report. such as U.S. stock market volatility

Focus on stock market conditions, while still the primary factor impacting the investment plans of Affluent households, has waned since October 2013, when nearly four-in-ten (37 percent) gave that response. From 34 percent in January, it further dropped to 31 percent in April, when this question was last asked.

Affluent investors are increasingly focused on retirement as a primary focus impacting their investment plans. The percentage of investors citing retirement as an investment planning factor has gradually risen since last January from 14 percent to 17 percent in April and 22 percent in July. According to the Aegon Retirement Readiness Survey, a global report released Wednesday, Among the top 15 countries ranked for retirement readiness, the Untied States is tied with China for third, behind India and Brazil.

The scant showing for the political climate may be just a sign of fatigue with the persistent partisanship and inaction of lawmakers.

About the Author

Donald Liebenson


Donald Liebenson writes news and features for Millionaire Corner. He has been published in the Chicago Tribune, The Chicago Sun-Times, The Los Angeles Times, Fiscal Times, Entertainment Weekly, Huffington Post, and other outlets. He has also served as a marketing writer for Chicago-based Questar Entertainment and distributor Baker & Taylor.  

A graduate of the University of Southern California, he is married with a college-age son. He also writes extensively about entertainment.